Therefore, watch out for interest-free payments

Have you heard it before? Probably. Offers on interest-free installments have been around for a long time and it is becoming increasingly common for retail chains, in collaboration with various lenders, to attract these types of offers. The only problem is that the part payment often risks becoming much more expensive than you had imagined….

3 Signs You Need A Loan!

Borrowing money is not always synonymous with budget out-of-control. In some situations, the loan helps to organize accounts and even save money. Here’s your case: I have expensive debts Changing high interest rates for a cheaper rate is a good way to get the finances in order and to save money. It is better to…

Scoring: what defines the loan terms

  When a bank analyzes a credit application dossier, it studies in detail the beggar’s situation. This study results in a score that indicates the borrower’s overall situation and determines whether or not his application will be accepted as well as the conditions under which the credit will be granted. How is scoring calculated? Each bank has its…

Difficult beginnings for the rechargeable mortgage

A statement in the spring of 2004 by Nicolas Sarkozy, then Minister of Economy and Finance, to revive consumption, the rechargeable mortgage is just beginning to materialize. Since the end of September, three banks, the Crédit Foncier, the UCB and the Savings Bank of Auvergne and Limousin, offer this mortgage secured by a mortgage taken…